Citibank, the card issuer as of July 2015, said that the AT&T Universal card’s benefits include savings on AT&T purchases, receiving a credit based on all transactions, and accumulating ThankYou Points. The AT&T Universal Savings Platinum card and the AT&T Universal Savings and Rewards card offer different benefit amounts.
Citibank adds that cardholders also receive security against identity theft, 0% liability for unauthorised purchases, emergency card replacement, fraud alerts, and free virtual account numbers. The AT&T Universal MasterCard offers up to $250,000 in global travel insurance, up to $50,000 in rental car loss/damage insurance, and up to $10,000 in annual extended warranty coverage.
