As of August 2015, the list of MasterCard Member Banks includes HSBC, RBS, Lloyds TSB, MBNA, and Santander. A MasterCard Member Bank is a financial institution that accepts MasterCard as payment and has ATMs that accept MasterCard withdrawals.
Many automated teller machines (ATMs) around the world accept MasterCard. The MasterCard logo is clearly displayed wherever the card is accepted, including at banks, ATMs, and retail establishments. Use the ATM locator feature on the MasterCard website to identify MasterCard Member Banks in a particular city. To avoid paying any hidden costs while getting a cash advance with your MasterCard, you should only do business with banks who are part of the Surcharge Free Alliance.